X’S Sure (Pty) Ltd was established in 2005 under company registration number 2005/018707/07 and is an authorised financial service provider, FSP number 21101.
From the company’s offices in Raslouw, Centurion, X’S Sure operates in a paperless environment that is reliant on state of the art voice logging technology employed in the company’s call centre.

CEO and major shareholder Danny Collins has more than 25 years of experience in the short-term insurance industry and an established track record that gives great drive, direction and impetus to the business.

Our company aligns itself with industry leaders and forms joint ventures to enable that the client receives products that fulfils client needs and provides them with piece of mind. Some of our most notable joint ventures include:
– Alexander Forbes
– First National Bank
– Indwe Risk Services
– MFC (Motor Finance Corporation)
– New National
– Santam
– Wesbank



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X’S Sure has grown exponentially since inception and continuously strives to improve and enhance its product range. We have a very loyal and committed broker base which accounts for 75% of the business.

We have recently entered the motor rade industry with our Rim & Tyre Solutions product which was very well received.

Guardrisk Insurance Limited underwrites X’S Sure’s current range of products, which are: ExcessSure; TyreSure; GeyserSure; ScratchSure; Solar & Heat Pump Cover; Rim & Tyre Solutions.

Guardrisk Group (Pty) Ltd. comprises three wholly owned operating subsidiaries Guardrisk Insurance Company Limited, Guardrisk Life Limited and Guardrisk Allied Products and Services (Pty) Ltd (formerly Cre8). Guardrisk is a wholly-owned subsidiary of MMI Holdings.